Rates & Calculators

Calculators

Additional Calculators

Loans| Savings| Certificates

Rates, terms and conditions are subject to change at any time without notice.

Loans	Rate	APR*	Term
Personal Loan (unsecured)**	11.25	11.25	12	Calculator
Personal Loan (unsecured)**	11.75	11.75	24	Calculator
Personal Loan (unsecured)**	12.25	12.25	36	Calculator
Personal Loan (unsecured)**	12.75	12.75	48	Calculator
Personal Loan (unsecured)**	14.75	14.75	60	Calculator
Personal Loan (unsecured)**	14.75	14.75	72	Calculator
Share Secured Loan (Current Share Rate + 4.00%)	4.40	4.40	60	Calculator
Certificate Secured Loan (Current CD Rate + 4.00%)			60	Calculator
Overdraft Line of Credit	11.90	11.90	n/a	Calculator
ECU Classic Visa NO ANNUAL FEE	11.90	11.90	n/a	Calculator
New Vehicles / 100% Retail Value+	4.99	4.99	24	Calculator
New Vehicles / 100% Retail Value+	5.25	5.25	36	Calculator
New Vehicles / 100% Retail Value+	5.75	5.75	48	Calculator
New Vehicles / 100% of Retail Value**	5.99	5.99	60	Calculator
New Vehicles / 100% of Retail Value**	6.50	6.50	72	Calculator
Used Vehicles (2005-2009) / 90% of Clean Trade In Value**	5.75	5.75	24	Calculator
Used Vehicles (2005-2009) / 90% of Clean Trade In Value**	5.95	5.95	36	Calculator
Used Vehicles (2005-2009) / 90% of Clean Trade In Value**	6.25	6.25	48	Calculator
Used Vehicles (2005-2009) / 90% of Clean Trade In Value**	6.50	6.50	60	Calculator
Used Vehicles (2005-2009) / 90% of Clean Trade In Value**	6.99	6.99	72	Calculator
Used Vehicles (2000 - 2004) / 80% of Clean Trade In Value**	7.99	7.99	24	Calculator
New Motorcycle / 100% of Retail Value	6.99	6.99	24	Calculator
New Motorcycle / 100% of Retail Value	6.99	6.99	36	Calculator
New Motorcycle / 100% of Retail Value	7.49	7.49	48	Calculator
New Motorcycle / 100% of Retail Value	7.49	7.49	60	Calculator
New Motorcycle / 100% of Retail Value	7.99	7.99	72	Calculator
Used Motorcycle (2005 - 2009) / 90% of Clean Trade In Value	9.99	9.99	36	Calculator
Fixed Home Equity Loan	5.75	5.75	60	Calculator
Fixed Home Equity Loan	6.25	6.25	120	Calculator
Fixed Home Equity Loan	6.75	6.75	180	Calculator
Fixed Home Equity Loan	7.00	7.00	240	Calculator

*APR = Annual Percentage Rate
+Automatic payments from ECU checking or savings account required.
**Rates include a 0.25% discount for automatic payment from an ECU checking or savings account. All rates, terms and conditions are subject to change at any time without notice. This rate does not apply when refinancing existing ECU loans.

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Mortgage Rates
ECU offers extremely competitive rates, friendly advice and fast turnaround!
Please call us at (800) 287-1189 for our current mortgage rates.

For information about our current Home Equity Products, click here.
For advice and information about mortgage financing, home buying, and more, click here.

Rates, terms and conditions are subject to change at any time without notice.

Savings	Interest Rate	APY*	Term
Savings $25 min bal	0.40	0.40	n/a
Value Checking - no minimum balance required		0.00	n/a
Value Checking Plus $1000 to $1,999.00	0.25	0.25	n/a
Value Checking Plus $2,000 and above	0.40	0.40	n/a
Money Market $0 to $2,499.99		0.00	n/a
Money Market $2500.00 to $9,999.00	0.60	0.60	n/a
Money Market $10,000.00 TO $24,999.00	0.70	0.70	n/a
Money Market $25,000.00 to $39,999.00	0.80	0.80	n/a
Money Market over $40,000.00	1.00	1.00	n/a
Holiday Club $5 min bal	0.40	0.40	n/a
Vacation Club $5 min bal	0.40	0.40	n/a

*APY = Annual Percentage Yield
Penalty may be imposed for early withdrawal.

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Rates, terms and conditions are subject to change at any time without notice.

Certificates	Interest Rate	APY*	Term
3 Month Share Certificate $500 Minimum **	0.85	0.85	3
6 Month Share Certificate $500 Minimum **	1.14	1.15	6
12 Month Share Certificate $500 Minimum **	1.39	1.40	12
18 Month Share Certificate $500 Minimum **	1.64	1.65	18
24 Month Share Certificate $500 Minimum **	1.83	1.85	24
36 Month Share Certificate $500 Minimum **	2.23	2.25	36
48 Month Share Certificate $500 Minimum **	2.67	2.70	48
60 Month Share Certificate $500 Minimum **	3.06	3.10	60

*APY = Annual Percentage Yield
Penalty may be imposed for early withdrawal.

** Certificate of Deposit Rate requires member to receive eStatements and participate in HomeBanking.

Otherwise, decrease .25% to posted rate.
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