At Everett Credit Union, we strive to be your partner in achieving financial success. We offer a full range of products and services to help you manage your finances today and plan for tomorrow.


You can finance your home at ECU with a range of mortgage plans. We offer competitive rates and terms and our Lending Representatives work hard to provide the advice, information and personalized service you need.

Mortgage FAQsGlossaryHome Buying Advice

Home Equity Credit

Your home may be your single biggest investment. Make it work harder for you with a Home Equity Loan or Home Equity Line of Credit from ECU.


A HEAT Loan provides a path towards an energy efficient home. Apply for 0% interest financing with the Mass Save® HEAT Loan Program.

Auto Loans

We offer competitive rates and terms to meet your needs for your auto or motorcycle purchase.

Auto Loan FAQsCar Buying Tips


Banking is better when you belong. ECU helps members at every stage of their financial lives.

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ECU offers a variety of loans to help you achieve your goals. We offer attractive rates, convenient application processes, and easy access to your account information.

Credit Start and Repair Plan

Our Credit Start and Credit Repair Plan is designed to make building credit, improving bad credit, or making a credit repair simple.

VISA Classic Credit Card

Everett Credit Union’s Visa Classic Credit Card combines all the advantages you expect from Visa with the low costs you expect from ECU.

Overdraft Protection

This revolving line of credit automatically covers checking account overdrafts up to your available credit limit. You may qualify for up to $2,500 in protection.