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ECU offers a variety of loans to help you achieve your goals. We offer attractive rates, convenient application processes, and easy access to your account information.

Consumer Loans

Auto Loans

Visit our Auto Loan Center for information and advice.


Secured Loans

Borrow up to 80% of your savings balance. Enjoy a lower rate of interest with longer, more flexible terms of up to 60 months.


Personal Loans

Borrow up to $15,000 for a maximum of 72 months. Your rate is fixed for the life of the loan.


Overdraft Protection

This revolving line of credit automatically covers checking account overdrafts up to your available credit limit. You may qualify for up to $2,500 in protection. 

Curious about how much to borrow and what your monthly payments may be?

Our loan calculators can help you plan.  

Two Easy Ways to Apply Today
We offer two application options.

Apply online. It’s convenient and secure.
Apply in person. Check our office hours.

Access Loan Account Information
When you borrow with ECU, it’s easy to track your account information. 

Use our automated telephone service, Call 24, to check your loan balance, make a payment and get additional information about your loan account. Call (800) 287-1189 or (617) 389-9000, then press "1". Call 24 is available 24 hours a day. 

Loan account information is available with your monthly statement.

Contact Us for Advice and Assistance
Our loan representatives are here to help. Contact us for assistance with new or existing loan accounts.