Everett Credit Union Privacy Policy and Notice

Everett Credit Union is committed to providing you with a broad array of products and services to help you attain your financial goals. We are equally committed to protecting the privacy of our members.

This Privacy Notice describes our policies and practices to protect your privacy and enable us to share information so we may provide our members with competitive financial products and services. What follows is a description of the information we collect and disclose, including the parties who receive non-public information from us as we conduct credit union business.

We collect the following types of non-public personal information about our members:

• Information we receive from you on applications, forms and other information that you provide to us in writing, electronically or verbally such as name, address, social security number, date of birth, employer, income and assets;

• Information about your transactions with us such as account balance, payment history, credit card usage, ATM/Debit card usage and information from checks and electronic transfers;

• Information we receive from consumer reporting agencies, such as credit worthiness and credit history; and

• Information obtained when verifying the information you provide on an application and other forms.

We may disclose all of the information we collect about our members and former members, as described above, to third parties only as permitted by law. We may disclose all of the information we collect, as described above, to companies that perform marketing services soley intended to promote Everett Credit Union's products and services.

We will share non-public information with third parties under the following conditions:

• To complete business functions or services;

• With consumer reporting agencies in accordance with standard financial industry practices;

• When you authorize us to provide such information; and

• Under circumstances permitted or required by law.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices described in this notice.