SAVINGS & IRA CERTIFICATE RATES2

Account Type Dividend Rate APY1 Accrued Minimum Balance
3 month 3 0.40% 0.40% monthly $500.00
6 month 3 0.50% 0.50% monthly $500.00
12 month 0.70% 0.70% monthly $500.00
18 month 0.90% 0.90% monthly $500.00
24 month 0.95% 0.95% monthly $500.00
36 month 1.25% 1.26% monthly $500.00
48 month 1.45% 1.46% monthly $500.00
60 month 1.70% 1.71% Monthly $500.00

Calculators »

1 Annual Percentage Yield

2 Certificate Deposit Rate requires member to receive eStatements and participate in HomeBanking. Otherwise, decrease .25% to posted rate. Maximum new money deposit $500,000.


The rates above are accurate as of the date indicated and are subject to change without notice.

Share Certificate Term:
$500 minimum balanced required to open non-IRA, traditional IRA or Roth IRA share certificates and earn the annual percentage yield (APY). Substantial penalty for early withdrawal of funds, which can reduce the earnings on the account. For certificate holders, you will be paid this rate until maturity. The APY is based on the assumption that funds remain on deposit. A withdrawal will reduce earnings.

3 3 month and 6 month IRA Certificates are not available.